A member of an Irish Credit Union recently received a fake text claiming long-standing credit union members were entitled to a €1,500 energy grant. The link led to a bogus site asking for PIN digits and personal details, followed by a scam call pretending to be the Credit Union and requesting an OTP.
Thankfully, the member spotted the red flags, ended the call, and contacted their credit union—preventing any loss.
🔍 Watch out for red flags:
- Unexpected texts about grants, refunds, or energy credits
- Links asking for PINs or login details
- Follow-up calls claiming “suspicious activity”
- Requests for OTPs or verification codes
- Urgency or pressure tactics
✅ Remember:
- Credit union staff will never ask for your full PIN or login details
- Never share OTPs with anyone
If you receive something suspicious, stop and contact your credit union immediately. Stay alert, stay safe. 💙
