Loans

We specialise in providing a safe place for savings and loans in our community.

Why Borrow From Us?

Whether you’re looking to borrow to help with your household expenses or for a larger purchase, we have the right loan to suit you.

We welcome loan applications from members regardless of how long they have been a member.

Here’s what makes us stand out:

  • Ample Funds Available: We have plenty of funds to lend to our members, so you can count on us to support your goals.

  • Flexible and Fair Lending: Loans are granted based on your ability to repay, ensuring that repayments are manageable for you.

The Loan Zone

Explore Mulcair Credit Union loans with free loan protection insurance, low interest rates,
and personalised repayment plans tailored to your needs.

Car

Whether it’s your first car, an upgrade, or electric, we have the perfect car loan for you.

Home Improvement

Our Home Improvement Loan is here to help with many different types of projects.

Personal

Our personal loan can help finance anything from a holiday to a new wardrobe.

Agri

Explore flexible Cultivate loans for farmers with Mulcair Credit Union.

CU Cozy Green

This is designed to help you save money while you reduce your carbon footprint.

Shares Secured

A Shares Secured Loan allows you to borrow up to the value of your savings at a low rate.

Education

Every year we lend to Students to help them achieve their educational goals.

Consolidation

Simplify your finances & transfer your debts into one easy-to-manage payment.

Commercial

Explore commercial loan options to support your business growth.

Community

This loan helps community groups, organisations, and charities access capital.