Mortgages

Mulcair CU now offer a competitive Variable Rate on Mortgages for members.

Mortgages

Secure your mortgage today.

Buying a home can be overwhelming—choosing the right property, deciding how much to offer, and figuring out the best time to bid.

Once you’ve found the perfect place, you need a mortgage that you can rely on. When you turn to a credit union, you’re working with a lender that’s deeply rooted in your community.

Credit unions are different—they fund mortgages with the savings of local members, and all lending decisions are made right in your area, not by someone at a distant headquarters. With a focus on personal service and community values, credit unions provide a more tailored and supportive experience throughout your mortgage journey.

Contact Our Team

Get expert help and guidance from our dedicated mortgage team.

Qualifying Criteria

Understand the essential requirements to qualify for your mortgage.

Application Form

Start your mortgage journey by completing our secure application form.

Salary Certificate

Provide confirmation of your income to support your mortgage application.

Our Credit Union Mortgage allows you to:

  • Buy your first home

  • Switch your existing mortgage to Mulcair Credit Union
  • Move home

How to Apply for a Mortgage:

  • Email Us: Reach out at info@mulcaircu.ie

  • Visit Us in Person: Drop by our Newport office, located on Cork Road, Newport, Co. Tipperary, and chat with a member of our Mortgage Team.

We’re here to guide you every step of the way!

• WARNING – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
• WARNING – If you do not keep up your repayments you may lose your home.
• WARNING – Possible fluctuations in the interest rate could affect the amount payable.
• WARNING: The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home.