Savings

We specialise in providing a safe place for savings and loans in our community.

Regular saving is a good idea. By putting a little aside on a regular basis you not only have something to look forward to, you also have something to fall back on should the need arise.

Regular saving is highly recommended by Mulcair Credit Union. You’re not just another customer but a valued member whose savings are secured and protected. Also if a member intends to borrow in the future their savings history will be taken into account.

By saving regularly you are not only helping yourself but you are also helping your community as your savings provide a loan fund for other members.

How to become a member and take advantage of our products and services:

To become a member simply call into any of our offices and complete a membership application form with a member of staff.

Please note an account can be opened with as little as €5 euro.

What do I need to join?

By law Mulcair Credit Union requires three pieces of identification to open a new account.

Photo ID: a current driving license, a current passport, or a national identity card.

Proof of Address: a utility bill within the last three months (ESB, Telephone etc) or a government letter such as tax cert/letter, grant letter etc.

PPS number (Personal Public Service Number): to verify your tax reference number we require any documentation that displays your PPS number e.g. P60, P45, pay slip, medical card, or any correspondence from the tax office.

Membership of Mulcair Credit Union is open to anyone & their family members who live or work within our Common Bond.

A member of staff will go through the application process with you.

Please allow at least 20 minutes of your time for this.

If you cannot comply with the above requirements please talk to a member of our staff.

Still Have Questions?

Have a question? See if it’s answered below in our Frequently Asked Questions.

Yes. Mulcair Credit Union is a financially strong and stable credit union and member’s savings continue to be guaranteed by the Government Deposit Guarantee Scheme.

The maximum amount that a member (individually or in association with another member) may hold in Mulcair Credit Union Limited is €100,000.

There is currently no monthly lodgement cap in place.

There are currently no fees on savings accounts.