Join Us

We specialise in providing a safe place for savings and loans in our community.

Mulcair Credit Union is a financial co-operative owned and controlled by its members. It is run for the benefit of its members who are connected through a common bond – an area from which Mulcair Credit Union can accept members.

The common bond of Mulcair Credit Union covers Newport and surrounding areas including Birdhill, Killoscully, Ballinahinch, Toor, Rearcross, Kilcommon, Murroe and Annaholty.

To become a member you must live or work within our common bond area. We accept new members of all ages from the surrounding areas within our common bond.

Mulcair Credit Union lets people in the local community come together to save and borrow at low rates and is operated on a not-for-profit basis with surpluses being returned to members.

How to become a member and take advantage of our products and services:

To become a member simply call into any of our offices and complete a membership application form with a member of staff.

Please note an account can be opened with as little as €5 euro.

What do I need to join?

By law Mulcair Credit Union requires three pieces of identification to open a new account.

Photo ID: a current driving license, a current passport, or a national identity card.

Proof of Address: a utility bill within the last three months (ESB, Telephone etc) or a government letter such as tax cert/letter, grant letter etc.

PPS number (Personal Public Service Number): to verify your tax reference number we require any documentation that displays your PPS number e.g. P60, P45, pay slip, medical card, or any correspondence from the tax office.

If you are working but not living in the Mulcair Credit Union Common Bond and would like to open an account, please also bring with you a letter from your employer or payslip confirming your place of employment.

Membership of Mulcair Credit Union is open to anyone & their family members who live or work within our Common Bond.

A member of staff will go through the application process with you.

Please allow at least 20 minutes of your time for this.

If you cannot comply with the above requirements please talk to a member of our staff.

When opening accounts for minors (persons under 16 years of age).

You need:

For the child:

  • Birth Certificate / Passport
  • Proof of PPS Number for the child

For the Parent:

  • Photo Identification
  • Proof of Address