We are writing to inform you of important updates to your Framework Contract under Regulation 76 of the European Union (Payment Services) Regulations 2018. These changes take effect from 1st September 2025 and reflect the introduction of SEPA Instant Credit Transfers and enhancements to our payment services.

The full revised Regulation 76 Information is available as a digital version here and in our offices. If you have any queries on the details contained within this letter, please do not hesitate to contact us.